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By insuring mortgage loans the risks lenders face was greatly reduced. It is much easier to qualify for this Government home loan than a conventional mortgage because of the lenient loan requirements. The term "bad credit home loans" often refers to an FHA mortgage, or sub-prime loan. Check Current FHA Rates. 2018 FHA Credit Requirements
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For example, FHA loans only require a credit score of 500, a full 120 points lower than most conventional loans. This is just one example of a bad credit loan. What Options Do I have For Bad Credit Home Loans In Missouri? In addition to the many federal programs, Missouri also has some programs specific to the state.
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